College Should Not be a Playground :: College Admissions Essays

College Should Not be a Playground University students today have it pretty good. At decent-sized schools, students have access to any number of low-cost services that civilians would donate organs for. We get gyms and fitness centers for free or close to it. We have computer labs, lounges and more clubs and societies arriving every semester. With little or no fees, on-campus coffee bars and pick-up basketball games make traveling into the real world increasingly ludicrous. Sure, we pay more in tuition rates to help off set the cost, but college students these days shouldn't sweat the bill's bundled-in activity fees - it's simply worth it to fork over a little extra cash for the added convenience. Besides, with college rates continually on the rise, these resource charges amount to a drop in a very large bucket. On the other hand, shouldn't a University provide for its students without bleeding them dry? After all, without the learners, the educators and administrators would be jobless. So why should students pay for access to increasingly basic and common services? Students have come to expect these tasty perks, as if our Universities owe us for passing through their hallowed halls. But have we come to expect too much? Do we truly deserve extravagant bonuses? My own school has for years given students free, unlimited, high-speed access to the Internet. All rooms in all dorms have long had an Ethernet port, intended to help us with our studies. Any student can plug in, call up the library's extensive database subscriptions, and hunt for journals, articles and other information on a boundless range of topics. Of course, with such power comes responsibility, for students can also visit the seedier and less, shall we say, academic nooks of the World Wide Web. In light of this, UMD began cracking down on Internet access and Networking capabilities on campus last year. First, the students' file-sharing capabilities were restricted. Many students grumbled, but the administration remained firm. Most recently, filters blocked the transfer of certain controversial file types. Student outcry led to a scaled-back version of the sentinel software, but the students haven't finished crusading. The school, they say, has infringed on our rights by installing restrictive programs between the Internet and us. University literature promises "free, unlimited" Internet access, and

Significance Study of Kanlda Port

S I G N I F I C A N C E O F S T U D Y O F K A N D L A P O R T 2. 1 R e s e a r c h P r o b l e ms Statement of the problem I have chosen this topic to study about economic pattern of Kandla & Non Major Ports with socio economic conditions and port development in Saurashtra and Kutch region. The study is mainly focused on various types of ports that are developed in the said region. This study highlights the problems during the development of ports and on other side gives suitable suggestions to improve their performance. 2. 2 O b j e c t i v e s o f R e s e a r c hTo study the income and expenditure statement of Kandla Port. To study how port facilitate foreign trade volume. To study about the cargo traffic of major and non major ports. To study the ports infrastructural development. To find out the income and expenditure pattern of Kandla port. To identify the benefits and problems of ports. To study future prospects and SEZ development of port. To give suggestions for the improveme nt of ports. 2. 3 A r e a o f R e s e a r c h – G u j a r a t , K a n d l a . Kandla port plays a major role in the country's international trade.Having notched up a string of success, it has emerged as a forerunner, and has carved a niche for itself, by its steady growth and economy of operations. The Port of Kandla was declared a major port in 1955. The Kandla Port Trust was created by law in 1963 to manage the new port. The Port of Kandla Special Economic Zone (KASEZ) was the first special economic zone to be established in India and in Asia. Established in 1965, the Port of Kandla SEZ is the biggest multiple-product SEZ in the country. Covering over 310 hectares, the special economic zone is just nine kilometers from the Port of Kandla.Today, the Port of Kandla is India's hub for exporting grains and importing oil. This self-sufficient port is one of the highest-earning ports in the country. Major imports entering the Port of Kandla are petroleum, chemicals, and iron and steel machinery, but it also handles salt, textiles, and grain. Figure 2 Kandla Port, a national port, is one of the eleven most important ports of India. This port is situated on Kandla stream. The first investigation of this stream was undertaken by the British Royal India Navy in 1851 and a detailed survey done in 1922.This port is developed by Joint project of Maharao Shree Khengarji-III and British Government in the 19th century. The Kandla port came into existence in the year 1931 with a single Peir construction. Later on with the loss of Karchi port to Pakistan during partition, after independence the government of India chose Kandla as an ideal sea outlet. Thus the Kandla Port was developed and since then Kandla port has played a pivotal role in enhancing country`s maritime trade. Standard dry cargo treatment capacity of Kandla Port is 24,000 metric tons per day.The port is under Ministry of Commerce and is managed by a Port Trust with a Chairman as its head. The Kandla Port Trust is run by a board of trustees. There is an administrator – representative of the ministry of Commerce – appointed for the management of a free trade zone known as the Kandla Free Trade Zone placed near the port where hundreds of small and international companies are also sited. Owing to fast progress of Kandla port close city like Gandhidham also developed faster. Kandla port plays a major role in the country`s international trade.Having notched up a string of success, it has emerged as a forerunner, and has carved a niche for itself, by its steady growth and economy of operations. Kandla port is well equipped with infrastructural. It has 10 berths, 6 oil jetties, 1 maintenance jetty, 1 dry dock and small jetties for small vessels, which can accommodate from large to small vessels. Near all these terminals and jetties there are storage facilities for cargo from containers to petroleum. The port is also outfitted with Sixteen Wharf cranes. Apart from this, the po rt also provides for additional facilities for international traders.Due to its strategic location it is the connecting hub for Northern, Western and Central India. Kandla also has the country`s only Free Trade Zone Kandla Port, the foundation stone for which was laid by Pandit Jawaharlal Nehru, has 1800 metres of dry cargo berths where in a straight line, ten ships could easily be accommodated. It has berths for a tanker also where chemicals, vegetable oil etc are handled. Kandla today has become the hub of India`s foodgrains and oil imports. Kandla is a self sufficient, self enhancing Port.It is also among the highest revenue earning Port of India. The Port is the nearest, most economical and most convenient for handling imports and exports of the highly productive granary and industrial belt stretching across Jammu & Kashmir, Punjab, Himachal Pardesh, Haryana, Rajasthan and Gujarat. Kandla Port is the most economical major port in terms of tariff and operational expenditure. The efficiency and all requisite user facilities nevertheless confirm to international standards. The Port is up to date with the latest technological innovations.Happy labour-management relations and economical handling of heterogeneous cargo is considered the key element to the success of the Port of Kandla. The port has floated a global tender for a two-year capital dredging contract of 20 million cubic metre at an estimated cost of Rs 100 crore. Kandla Port attained new levels of performance in fiscal 2006-07, establishing a new record by handling a cargo volume of 52. 98 million tonnes, in the process entering into the select league of ports that have registered a throughput of 50 million tonnes or more.Excellent infrastructural facilities, well-connectivity with the rest of the country by road and rail networks, all-round services provided with efficiency and transparency, lowest port tariff and the envious cost-effectiveness are the major strengths of Kandla Port. LOCATION The Ma jor Port of Kandla, situated about 90 km off the mouth of Gulf of Kachchh in the Kandla Creek at Latitude 23 degree 1 minute North and Longitude 70 degree 13 minutes East, is the lone Major Port on the Gujarat coast line along the West Coast of the country.Amongst the 12 Major Ports in the country, Kandla occupies an enviable position, both in terms of international maritime trade tonnage handled and financial stability and self-sufficiency attained year after year. A gateway to the north-western part of India consisting of a vast hinterland of 1 million sq. km stretched throughout 9 states from Gujarat to Jammu & Kashmir, the Port has a unique locational advantage. The Port's hinterland is well connected with infrastructural network of metre gauge and broad gauge railway system as well as State and National Highways.HISTORICAL LEGACY: As a humble beginning in the year 1930 by the great visionary, the late Maharao Khengarji III of the princely State of Kachchh, for a deep-draught cl osed port in his kingdom, the Kandla Port on, with the loss of Karachi port to Pakistan during partition, independent India was deprived of a sea outlet in its North-West region. In order to offset this loss, the Indian government chose Kandla Port as an ideal sea outlet to be developed as a Major Port on the West Coast for arrying on the international maritime trade of the country and thus, Kandla Port was developed as a Major Port. Port of Kandla, since then, has been playing a pivotal role in the country's international maritime trade, contributing its mite for the growth and development of the national economy. The Port has grown and matured itself not only in age but also in creating infrastructural facilities in and around the Port, handling volumes of import and export trade year after year and attaining a very sound financial status ahead of a number of other Major Ports in the country.Thus, Kandla Port has been playing a pivotal role in the national economy and contributing a handsome amount of foreign exchange earnings to the national Exchequer every year. THE EVOLUTION Due to the loss of Karachi Port to Pakistan after independence, the onus of entire Indian trade was shifted to the Mumbai Port putting tremendous strain on its facilities.Under the inspirational and able guidance of the great visionary and the Iron Man of India, Sardar Vallabhbhai Patel, the Indian government on 17th February, 1948 constituted an Expert Committee known as the West Coast Major Port Development Committee to explore the possibilities of establishing a deep-sea port to cater to the vast hinterland comprising the north-western states of the country. The Committee submitted its report on the 30th April, 1948, recommending that a Major Port should be sited at Kandla.Accordingly, on January 20, 1952, Pandit Jawaharlal Nehru, the then Prime Minister of India, laid the foundation stone at Kandla for the new port on the western coast of India. It was declared as a Major Port on April 8, 1955 by Late Lal Bahadur Shastri, the then Union Minister for Transport. The Kandla Port Trust was constituted in 1964 under the Major Port Trusts Act, 1963. Since then, this Major Port of Kandla has come a long way in becoming the ‘Port of the New Millennium'. V I S I O N â€Å"To be Asia's Supreme Global Logistic Hub† M I S S I O N To transform the Port of Kandla into a most globally competitive logistics hub with nternational excellence leaving imprints in the international maritime arena by exploring its fathomless growth potentialities. S T R A T E G I C & C L I M A T I C A D V A N T A G E All-weather port. Tropical and dry climatic conditions to handle any type of cargo throughout the year Temperature varying from 25 degree Celsius to 44 degree Celsius. Scanty rainfall facilitates round-the-year operations. Uninterrupted and smooth port operations on 365 days a year. No adverse wave effect, being a protected and sheltered harbour situated in the Creek.The only Indian Major Port nearest to the Middle East and Europe. T H E P O R T L O G I S T I C S NAVIGATIONAL FACILITIES: Round-the-clock navigation. Permissible draught 12. 6 mtrs. Ships with 240 mtrs. length overall and 65,000 DWT are accommodated presently. Safe, protected and vast anchorage at outer harbour for waiting and lighterage purpose. 22 lighted navigational buoys with solar lights, as per IALA system, are provided in the navigational channel. Light house as an aid for night navigation. Fully equipped signal station operational round-the-clock. Four lighted shore beacons. STEEL FLOATING DRY DOCK:

Know Rhymesâ€Know Reasons

My parents are nerds.   I don’t mean they were nerds as kids and grew out of it; I mean my parents were nerds from the moment each was born, though their adolescence, and right into adulthood.   Today, my parents remain true to their heritage: they are full-fledged, adult nerds. As most people are aware, nerd hood requires a few supplies and traits: along with the requisite pocket protectors, the over-exuberance for all things academic, and thick glasses, both of my parents are bookworms.   Luckily, certain genetic traits skip a generation, and I can honestly say that I am not a nerd; however, I am a bookworm, and I am not ashamed to admit it because much of my life has been influenced by the things I have read. I grew up with Dr. Seuss.   My father used to spend time every week reading the latest Dr. Seuss book with me.   He’d tuck me into bed, and then I read to him aloud as the story unfolded one rhyme and one intriguing illustration at a time.   My goal was not so much to get to the end, but to learn new words, and each new word I learned was marked by my father with a bright, yellow highlighter. In this way, the progress I made became more tangible, and for all I know, that habit of my father’s allowed me the freedom to read all of my books with a dictionary and a highlighter by my side and never to feel as if doing so was a waste of time or a burden: new word were an adventure, and I loved learning them.   I don’t recall developing a particular favorite Dr. Seuss book as a child, but as I got older, I began to get the urge to unpack the box of my highlighted books and relive a little of my youth. The box of Dr. Seuss books had been stored in the family shed, and the years had taken their toll.   The change in temperature had caused the books to warp and mold, but they had not gone completely to waste: at least one family of rodents had nested in the box, shredding the pages of my early education for their own progeny’s needs.   One lone book remained untouched: Horton Hears a Who, and as I opened this last book of my childhood and began to read, I was struck by the power of the story.   Hidden in the text was one of the most important lessons I’ve ever learned: a single voice of the tiniest girl was strong enough to make a difference.   As hokey as it may sound, I leaned the degree to which an individual can impact the world that day as I read that book.   Perhaps I am a nerd. I won’t waste time by detailing the degree to which I read during grade school, junior high school, and high school; I will only clarify that while I admit to being bookish, I was also an athlete, participated in student body, and had a social life.   I was, however, not done with Dr. Seuss. I hit a wall with Shakespeare, and I felt the burden of reading for the first time in my life.   While many students had grown accustomed to that wall, I had never dealt with it, so by the time it happened to me, the stakes were high: I was in college, and I wasn’t getting it.   I had never skipped a reading—never worried about my English or literature courses. Suddenly, I was ready for a slug of the stuff Romeo had taken.   I did the only thing I could think of: looking for commiseration, I complained to my parents about how stupid Shakespeare was, pointed out that no one could really be sure he’d written his plays, and wondered out loud why anyone needed to read stuff that’s written like that anyway. My father would have none of it, but he suggested to me that anyone who had grown up on Dr. Seuss and Shel Silverstein had no business complaining about or being confused by Shakespeare.   Like many messages delivered when one isn’t ready to receive them, the point my father had tried to make was lost on me for awhile—buried by the frustration of not having been appeased.   Several days later, I tried to give in to the notion that there might be something familiar in the rhythm and rhyme of Shakespeare if only I’d do what my father had suggested: read it out loud and listen—really listen. I struggled at first trying to work through the colloquial terms.   I fought to remember that the ends of a line of text didn’t necessarily equal the end of a sentence.   I battled with Shakespeare’s sentence structure trying to remember that it was rarely subject-verb-object.   It was like running through sand that was waist deep.   Until it wasn’t.   Suddenly, everything fell into place: it was like I had learned a foreign language.   The words made sense; the story began to unfold around me; I got it; I liked it.   The only thing I can compare it to is sitting in a theater watching a sub-titled movie: there is a point at which the reading becomes so automatic that it is no longer a conscious effort but automatic.   It was just like that. Later, I met the wall that was Henry James.   I was reading Portrait of a Lady, and I had spent far too much time trying to decipher the first scene of the text.   When I realized that James had spent over a page beating around the bush to say that three men were at tea, I wanted to scream.   I wanted to ask the guy why he’d wasted so much ink and so many words simply to point out to the audience that it was tea time, but instead of there being women there, there were men—but I had a book to wade through, and Mr. James was long dead, so I moved on. Having figured out the context of the opening if the book, I went back and started anew, and I realized that I wanted to sit and talk to the man who had chosen such wonderfully descriptive words—a man who had taken such great care to spend the time to so completely describe the fact that three men were at tea.   I remember thinking to myself that if he were a painter, and he painted the way he wrote, that I would love his work like I loved Claude Monet’s Impression Sunrise.   Years later, when I began to read everything I could by and about Henry James, I had a private laugh over his affinity for painters—Monet in particular. Having cracked Shakespeare and James, I was never again afraid of a book’s language or  length.   I picked up Middlemarch and Tom Jones and Vanity Fair and loved each of them for  different reasons, but one day, I picked up Sherwood Anderson’s Winesburg, Ohio, and like  Horton Hears a Who, I found a story that changed the way I viewed the world.   â€Å"The Book of the  Grotesque† made me think about truth, and the way in which each individual forms his or her  own truth and twists it to suite personal needs.   It made me consider that each person’s  quest for and claiming of truth can send ripples into the world, and these ideas changed me. Recently, I have discovered Flannery O’Connor, and while I struggle with the racial issues that threaten to ruin her works for me, I feel the now-familiar tingle beginning that I have grown to recognize as the discovery and excitement that only a well-written book can bring me.   I may have to break down and buy a pocket protector just to use as a book mark. What about writing?   Well, if one day all of the things I have jotted down in hopes of emulating the people previously mentioned ever manages to make its way to a publisher, I will blame that on the books I have read and the people who wrote them.   I will speak of the fact that when I walk into a bookstore, I marvel at all of the people who have managed to get published and allow myself an instant to believe it might someday happen for me as well. As I pick my words and paint my own pictures, I wonder if I have it in me to write the thing that for the right person will make a difference—the thing that might one day be highlighted in bright yellow—the page marked with a sticky note.   Maybe this year I’ll try my hand at NaNoWriMo.   

The Cybercrime Prevention Act of 2012: Reflection Paper

A few weeks ago, the country was shocked due to the sudden implementation of RA 1015 or the Cybercrime Prevention Act of 2012. I seldom watch the news but I found out about the law after my mom warned me to be careful of what I post online. I was surprised because my mom has never told me that before. I figured it wasn’t much of a big deal so I shrugged off my mom’s warning. However, as the news about the bill began to spread, a lot of people started to express their opposition to the newly-implemented law. I began to realize that this act was actually a really big deal.I was astounded after reading some explanations as to why the bill shouldn’t be implemented. Why would the government pass a law that hampers democracy? How come only one senator noticed the flaws and loopholes of the bill? I saw a post as to why Senator TG Guingona opposed the said law. First of all, the provisions in the law are vague and unclear. Virtually anyone can be liable and be charged wi th crime. Second, the punishment is too grave and unfair. A 12-year sentence? That’s too much. Third, it’s oppressive. You can be charged with two counts of libel, one under the Revised Penal Code and the second under the Cybercrime Prevention Act.As a student, this law gravely affects me. We all know that many adolescents are very active on the internet. I’m an active netizen as well and because some of the provisions on the law are vague and unclear, I could be charged with crime, even if I just retweet, like or share posts containing criticisms. Second, isn’t a basic human right to be able to express one’s self freely? The Philippines is a democratic country and this law simply curtails freedom of expression. However, the Cybercrime Prevention Act is not all that bad. It’s actually good that we finally have a law that aims to prevent cyber crime in the country.After several cases of unsolved internet crimes (resulting to online criminals not being penalized for their crimes), it’s about time that we have a law for this issue. Its objective is to protect netizens from becoming victims of online crimes but because of certain provisions, the bill becomes an obstacle for freedom of speech. Another good thing about the bill is the establishment of a Cybercrime Investigation and Coordination Center. It will enable qualified officials to go after people who commit online crimes and file a case against them. The opposing views of the act are those against it and those who are in favor of the bill.There are also those who believe that we need this law but don’t agree on certain provisions stated in the law. Yes, we do need a Cybercrime Prevention Law but the problem with this bill is that it lacks or is obscure in certain areas. It’s not perfect and it needs to be improved. It may even be subject to misunderstanding and abuse due to the vagueness of the provisions. If I had the power to reconcile these o pposing views, I would first hear out everyone’s perspective regarding this bill. This would allow me to know what necessary changes should be made to the law.The bottom line is, the bill needs to be revised. A law has to be clear and specific before it is passed and implemented. The only way to fix this issue is to improve and make the law better. Certain areas need to be changed and the changes to be made must be acceptable for all, especially the citizens. We cannot deny that the internet has had a huge impact on our daily lives. It is a symbol of humankind’s advancement and development. It is a vast source of data and information. It has allowed people to communicate with individuals who are far away from them.It empowers people because it is an outlet and platform for us to speak our minds and express our opinions. In more ways than one, it has improved our lives and made it easier. Although it is a valuable research and learning tool, we also cannot contradict th at there are individuals who exploit the freedom they have on the internet. There is a need for a Cybercrime Prevention Law because the internet can also be used to commit crimes. However, individuals should also practice being responsible of what they say and do online. Like what my professor said, it’s a matter of personal responsibility. Think before you post.

Martin Luther the Monk Essay Example | Topics and Well Written Essays - 750 words

Martin Luther the Monk - Essay Example Martin Luther is one of the most famous Christian religious preachers in the history. He was born at Eislenben in the year 1483. In Mansfeld, Martin Luther’s father, Han’s Luther served as a leaseholder of the smelters and several copper mines. Hans Luther worked very hard to earn his family a good standard of living and he wanted Martin Luther to become a lawyer by profession. In order to accomplish this, he first sent Martin Luther to the Mansfeld based Latin schools. After that, Martin Luther gained education in Madgeburg in the year 1497 followed by Eisenach in 1498. By the year 1501, Martin Luther had turned seventeen years old. That was when he joined the University of Erfurt which was more of a whorehouse and a beerhouse than a university. In 1505, Martin Luther gained the postgraduate degree. Contrary to his father’s dream of seeing Martin Luther as a lawyer, Martin wanted to study the Scriptures. In order to achieve that, Martin Luther went to the August inian canons, where he spent about three years. He was proclaimed to be a priest in the year 1507. Martin Luther offered lectures on the Scriptures and philosophy at the University of Wittenberg. Over a very short period of time, Martin Luther became a very influential and inspiring preacher. Martin Luther commenced the exploration of evangelical perfection and tried to comply with the Augustinian order’s rule, but it did not take him long to realize that there were a lot of doubts and uncertainties in it. Theological problems enhanced his spiritual complexities which particularly included the message of grace and the ambiguities in nature of indulgences. â€Å"Luther had entered on the search for evangelical perfection with serious zeal and sought exactly to fulfill the rule of the Augustinian order, but he soon found himself struggling against uncertainties and doubts† (â€Å"Martin Luther†). Subjects included in the course of biblical exegesis that he taught at the University of Wittenberg included Romans, Psalms and Galatians. Martin Luther served as the professor at this university between 1513 and 1518. His courses of lectures speak of his mind’s maturity and richness. He was appointed as the preacher in the Parish Church in 1514. The pul pit of this church was essentially a locus of the preaching ministry. Martin Luther preached the Scriptures to the common people and made every possible effort to make them analyze their personal lives in context of the religious Scriptures. During this, Martin Luther noticed many things that were inappropriate with his Church as well as with the whole world. â€Å"[T]he Roman Church has always maintained the true faith, and that it is necessary for all Christians to be in unity of faith with her† (Luther cited in Pastor). Therefore, on 31 October 1517, Martin Luther collected Ninety-Five Theses to elicit the truth and attached them to the All Saints’ Church’s door in Wittenberg. This date is known as the All Saints’ Day’s eve. â€Å"Martin Luther, Doctor, of the Order of Monks at Wittenberg, desire to testify publicly that certain propositions against pontifical indulgences, as they call them, have been put forth by me† (Machiavelli and Mor e 273). Although those theses tended to criticize the papal policy, yet they never refuted the papal prerogative. They also did not challenge the doctrine of purgatory much. However, those theses emphasized upon the intrinsic spirituality of the Christian faith. Martin Luther attempted to forward the copies of those theses to his own bishop as well as the Archbishop of Mainz, but the process was interrupted by the intervention of the printing press. In spite of the effort of the printing press to hinder the process, numerous copies of the theses got spread which made an otherwise local issue an issue of huge significance and controversy to be discussed among expanding circles. One of the most

Research Proposal Paper Example | Topics and Well Written Essays - 1250 words

Proposal - Research Paper Example The feasibility includes exploring options of locating the payday loan service in a convenience store that is accessible. The room will have a counter for disbursing funds and maintaining records. Research will include state and local requirements for establishing payday loan service as a sole proprietorship, competitors’ analysis for internal assessment for crafting payday loan service strategies, and a market analysis to study the lending rates and charges in relation to pay loan services in Kansas State. Introduction The writer is the owner/manager of Quick Stop & Go convenience store without gas services. The writer intends to add an additional service as Payday Loan using an extra space available in the store that is a single store not chain store. Above information clearly describes the purpose of accessing payday loan. Yet, there is a need to analyze in which terms payday loan will be helpful for the store as compared to other types of loans and to which extent it will be productive in increasing the profitability of store by efficiently utilizing idle assets of the store. As payday loans have become more popular in recent years. The important feature of the payday loan is that it is readily and easily accessible. Payday loans have many benefits as compared to the other loans. For payday loan, only proof of employment, bank account and income is required and paper work requirements are also very limited. Terms and conditions of payday loans are also fixed like other loans but the borrower can get flexibility according to its need. So, profitability can be increased by using loan according to current situations. Research questions 1. Who are the users of payday loans? 2. Do the payday loans solve their financial problems? 3. What is the eligibility for obtaining a payday loan? 4. Who are the competitors in the market? Purpose statement To promote access to diverse, healthy and comprehensive financial services for households in Kansas. This will be through offering cost-effective loan rates and innovative methods of loan applications for customer convenience. Literature Review What is a payday loan? Payday lending business will provide short terms loans for a maximum period of two weeks, to households who are in need of money or individuals that do not opt for other sources of credit.Caskey and John (2012), define a payday loan service as a loan gotten from a business that is not a bank. These businesses operate under different titles and take postdated checks as collateral. Hodson (2009) describes a payday loan as a short term borrowing where the borrower borrows money at a high interest rate. The borrower writes a postdated personal cheque in the month they wish to borrow including a fee in exchange for cash. The borrower does hold onto the cheques and cashes it on the agreed upon date. How pay day works The borrower visits a lending store and secures cash, which is due in full at the borrower’s next pay day. The borr ower then writes a post dated cheque with the full amount including the fees. Upon maturity of the check, the borrower returns the loan and if he fails to, the lender redeems the cheque.The borrower incurs a bounced cheque fee from his bank plus the cost of

Discuss how security requirements can be linked to business Essay

Discuss how security requirements can be linked to business requirements - Essay Example The battle is on for finding out the efficient ways and design methodologies that can analyze the security risks and implement the appropriate mitigation solutions. As, every event or technique has a better impact and a worse impact, the technologies that speed up the business processes are also prone to increase risks of computer intrusion, fraud, disruption and many more. A successful organization not only relies on finding innovative solutions or products but also on the effective implementation of those solutions. Here, technology plays a major role as these technological developments can make the implementations simpler, providing a wide range of choice. But the question arises so as to which is the right choice This can only be answered by thorough research on the cost, stability and reliability of the technology to be used (WALSHAM, 1993). The Information System of the firm should be able to process this task by taking the external (technology functionality) and internal (business environment) entities into account. Thus, the understanding and integration of technological innovations plays a key role in the modeling of any Information System to support the business goals and strategies. ... The organization has to analyze all the possibilities and provide the solution that is technological stable and cost-effective, to implement, maintain and modify in future. Security Management and Responsibilities Data Owner Each Line Department of the company, with its own computing facilities will appoint a senior member of the staff as Data Owner. The responsibilities of the Data Owner include: Data subject enquiry procedures. To ensure that all licenses to use systems and software is accurate, available and purchased according to financial regulations. Preparing details of who can access what information, how and when, according to the particular classification of staff and information. Ensuring that all systems are maintained in effective and controlled manner. Ensure appropriate training of staff in systems and applications use. Those systems which are operated throughout the company should also have a designated Data Owner. Data Owners across the company will be advised by the Head of ead HeadInformation Compliance and Policy. With the existing systems, advice is available to help data owners meet their responsibility in complying with the Information Security Policy. Systems Development All systems must comply with the main IT strategy developed for the company by the IT team. Mark Walker, a senior systems analyst, states that an IT strategy is the single most crucial factor for the success of an organization dependent on IT for its operations (Walker, 2000). All system developments must include security issues in their consideration of new developments, seeking guidance from the Head of Information Technology. Management Responsibilities The management plays the most important part in building a successful